MOVING TO NEW YORK CITY --------------------- John Pazmino rrrrrrrrrrrrr NYkies Astronomy Inc nyskies@nyskies.org www.nyskies.org 2012 July 15initial 2020 Jlyy 2 current THIS ARTICE WAS WRITTEN IN 2012. SINCE THEN HOUSING LAWS, PRACTICES, REGULATIONS, SIUATION CHANGED SUBSTANTIALLY. INFORMATION IN THIS ARTICLE IS BY NOW EDIUTANTE. THIS ARTICLE IS TODAY A HISTORICAL SANNSHOT AND IS NOT CURRENT ADVICE. Introduction ---------- Altho New York City in 2012 is still in the current Depression, there was in the late 2-thous a mass influx of new residents. Most were for the emerging ICE industries, 'Intelect, Culture, Education', fostered by the City. This influx continues now into the 2010s and will endure for many years. I should mention that the book value for the City's population is ridiculously low. It' 8.3 million by the 2010 census. Every one in creation here know well that we are something over 9-1/2 million souls. This includes those who passed up the census. We are growing at a very low percent each year, about 1%, far lower than many towns in the mid and far west of the United States. One percent of 9-1/2 million is 95,000. We must build each and very single year within the City frontiers the equal of a substantial mid American town. More and more industry is cerebral rather than manual. Factories of the traditional kind are closing all over the United States. The developing new jobs require mental skills. Some are obvious like computer science, engineering, and digital media. Others are not as evident, tho rising rapidly as employment prospects in New York. These are the ICE industries. Already in New York fully one million people work in these fields, with thousands more jobs opening every year. As a bonus of the growth of the ICE economy, astronomy blossomed as a substantial element in the life of a New Yorker. It is a credible and rational mental and social pursuit. Newcomers ------- As word spread, like thru the contest in late 2011 for a sci/tech university campus on Roosevelt Island and the runaway success of World Science Festival, people from litterally the whole planet are eyeing New York as the one place to live and work and play. In far too many cases, these folk lose out on proper homes. Many fall by the wayside after applying mistaken or erroneous strategies in home-hunting. Some of my associates are in the real estate industry, one of the FIRE components in the City's economy. In the routine banter, like after the NYSkies Seminars or at booths for various astronomy shows, they explained some of the reasons newcomers miss the chance to secure suitable dwellings in the City. Here I discuss some of the factors to keep in mind when hunting for apartments in New York City. They are not exhaustive but I believe they give the sense of what it means to home-hunt in the City. Some of the advice may seem harsh, almost to the point of bullying. Welcome to the Big Apple. If you make it well here, you earned your ticket to any where else in the solar system. Buy versus rent ------------- In this piece I discuss only ordinary rental homes, apartments typicly. Buying a home like a house or unit in a compound, is just too complex for me to deal with in this short article. In addition, each type of purchase has a boatload of rules and regulations that are simply too arcane for me, outside the real estate business, to competently discuss. In most cases a person arriving in the City at first bunks in with friends and family or takes a hotel room so he can get about seeking his own residence. Even if he eventually intends to own his new home chances are he'll rent for a few years to get started.in his new life in the City. I consider here only 'market level' apartments. Units under various subsidies typicly are not easily found and they carry their own special terms and conditions. In any case, such apartments have a long waitlist of months or years. If you think you can qualify for a subsidized unit, discuss the prospects with your real estate broker. I treat here only of apartments in New York City. You can move into the suburbs but I know nothing about the regulations in the towns and other jurisdictions beyond the City frontiers. Geography ------- I have to be brief here because New York CIty is a humongous conurbation with a wide range of geography. The first point to appreciate is that the City is partitioned into five 'boros' or urbiculae, with substantial self-governance. They were set up as part of the consolidation of about two hundred cities, towns, villages in 1898 into the greater city of New York. The central part of New York, 'the City' to most of us here, is Manhattan. It is a boro, the smallest in area of all. Almost all of the City's business, industry, commerce is homed here as measured by number of workers, dollars of business, volume of shipping, terabytes of data, kilometers of media tape, and so on. The other boros are ringed around Manhattan. The Bronx, with the 'the', is on the north. Queens is to the east. Brooklyn is east and southeast. Staten Island is south. Waters separate the boros from Manhattan, crossed by bridges and tunnels, except for Staten Island. That boro is tied to Manhattan only by a ferry that allows no vehicles. A round-about connection is by express bus thru Brooklyn. It is also tied to New Jersey on the west and north by bridges. On the west is New Jersey, a whole other state, connected to Manhattan by bridges and tunnels. The tunnels in the city are for wither road or rail, but not both. The bridges have either or both rail and road. All tunnels charge a fee to cross thru them. Bridges are a mix of free and pay crossings. Taxis collect, separately from the metered fare, any bridge and tunnel fees. This is only an outline of the arrangement of territory in New York. You must study guides and maps for details. The identity of a New Yorker is primarily with his home boro or a district within a boro, not only to the whole City. I, as example, routinely ally with Brooklyn, where I live. That's the 'city' I enter when filling out coupons and forms. New York was among the first cities in America to suffer fractured phone area codes. Initially the City was in 212 area. Then 718 was set up in the 1980s for the four outer boros. Now, in 2012, we got 212, 718, 646. 917, 347. The splitting will continue in the future as ever more devices, not only telephones, are addressed by phone numbers. Statistical chaos --------------- This splintered allegiance drives record and statistics keepers crazy! If they are not aware of the source of their data, they can scramble whole-city numbers with boro/district numbers to yield ridiculous results. The book-value population of 'New York' could mean just Manhattan, 1-1/2 million, or all five boros, 8-1/2 million. If auto theft statistics for the whole city are in ignorance divided by the population of Manhattan you may conclude that New Yorkers must be pretty used to car thefts. Each person had four cars stolen last year. This corrupt numerology for New York happens every where and every when. Districts ------- If you figure to live in a part of New York City made glamorous by TV or movies, chances are that you can not afford the rent there. On Manhattan this means most of the island from the Battery to about 116th Street. That there is immense pressure on dwelling units on Manhattan is illustrated by the size of the island, a bit smaller than Nantucket Island in Massachusetts, and population, about equal to Philadelphia in Pennsylvania It's a personal matter to live in an area among your social or national fellows. You may opt for a location with mixed social levels or near certain destination points. Consider the commute or frequent travel routes along the transit lines. Explain to the broker your preferences. These outer areas in Brooklyn and Queens could be favorable if your employment is on Long Island or the inner part of these boros rather than Manhattan. The northern parts of the Bronx may be good for work in Westchester or Connecticut, where some corporate headquarters are located. Staten Island is good if you have to travel to and from a corporate park in New Jersey. For these cases you must have a car. The choice of district requires some heavy homework! Study guidebooks about the City. Speak with colleagues, new employer, family and friends already in New York. If your employer has a 'newcomers service' use it! It may even have a liaison with suitable brokers. After settling on a districts, you MUST be fluid in your choice. In can be that there are no suitable rentals in your favored location and you have to consider nearby ones. One serious factor to realize is that under civil rights laws you must be duly served in which ever district you want to consider. The broker should not steer you only to te appropriate places and away fro the vomitigenic ones. If you really, like REALLY, want to look at apartments where your household members can be pared down in the streets, your broker has to in good faith show you properties there. He may vomit at your wish, but he must serve you under the terms of his licence. Rent range -------- Rents are entirely in the free market for 'market level' units. The landlord sets the amount and the client typicly has no negotiation effect on it. You pay the stated rent, period. You may get a lease, an agreement, a contract, presented to you by the landlord to sign. This is a real business contract that you must understand and abide by. Breaking any provision can lead to eviction from your apartment. Leases in New York are, at the landlord's discretion, one or two year duration. They may be renewed indefinitely but each renewal can prompt a rent adjustment. In this present period of world history, the adjustment is for sure upward. The renewal can be rejected only for definite and reasonable cause. As long as you maintain proper decorum and behavior and keep current with your obligations to the landlord, he'll leave you be in your apartment. Certain smaller properties may have no actual lease document. You live month-to-month at the pleasure of the landlord. He can terminate you with a far more relaxed level of cause than for lease=holders. He can also adjust your rent when he wants, tho usually it's at intervals of one year. Unlike with a lease, you have very little legal recourse for eviction, except for civil rights violations. The amount of rent is reckless to cite, even as a rough guide. If you're coming from mid America you'll plotz at the rent levels in New York! Unless you are truly well endowed with a high-end career, you likely will live off of Manhattan. The rents there are well beyond middle American income levels. The inner sections, closest to Manhattan, of the outer boros are experiencing strong growth in rent levels. This is in spite of the all-points effort to build new housing towers or blocks in former factory districts. Rents are about 2/3 of Manhattan's. In the middle of the outer boros the rents are more moderate in quite pleasant nabes and hoods. The travel to and from Manhattan is longer, about an hour by transit, and shopping is more localized. You could take on a significant added living expanse by getting a personal car for convenience sake. In the outer parts of the outer boros, farthest from Manhattan, rents are lowest. Transit routes are thinner and schedules stretch out. The commute to Manhattan can be up to two hours. You likely will take on a car for most local travel. An overall rule-of-thumb is that a person should keep the rent to under 1/3 of disposable income. Some landlords reject clients with income too low to meet this rule or a similar one. Disposable income is what's left for you to spend after taxes and other obligations, like alimony and reparations. Exploration --------- Make every effort to explore your prospective district! Go there and walk the streets. See what housing, shopping, street life, amenities, transport it offers. Listen to people in parks and at bus stops. Do lunch in a local eatery. Do a purchase in a local shop. Pay attention to odors, air pollution, industrial facilities, schools and churches, trees and gardens, police and fire barracks, hospitals and clinics. Are they the kind of facilities and structures you can live with? Do they seem adequate to serve your needs? Do the people around you sit well with you? Are the civil works in good repair and in working order? Investigate the district by day and by night! It can be truly amazing how the character of the streets can shift at sunrise and sunset. Also, if time permits, visit the area under different weather situations. A park in good order in dry times could be flooded under in rain. Snow may be left in place for days after its fall. In the end discuss your concerns with the broker. In the past decade or so new tools came along to help with your exploration. Thru Internet play with mapping and walkthru websites for the district. You'll find regular maps, aerial photos, land use maps. development plans, address lok-up, travel instructions, dossiers of specific buildings and stores. Many services have overlays to see where parks, churches, fire barracks, other facilities of interest are located. A powerful tool is the walkthru of streets. The map website actually drives a truck thru the City with a rooftop camera. Every couple seconds it takes a panorama picture. You see the street from about 2-meter elevation as if you really were walking along it. An other powerful tool is website that fives a profile and description of the very address of the property. The information is taken from real estate and tax records and may hint at problems you may encounter later in your residence there. Landlord ------ The earliest citation of a term like this, as I found, reaches back to Pharaonic Egypt, some four millennia ago. The hieroglyph translates something like 'ruler of the property' or 'ruler of the facility', in modern English, erm, 'landlord'. Among the enormous trove of texts unearthed along the Nile Valley are stories of disputes between tenants and their landlords. In translation they read almost like modern news accounts. Only the place and time are different. An other curious fact is that the term remained the same. Other titles an businesses shift name to roll with the times. 'Landlord' endured. One concession to modern times is that there is no longer a 'landlady'. She's a landlord. Get over it, already. The landlord runs his property as a commercial business. The res publica leaves him more or less alone, except for gross abuses, the stuff of scandals exposed by the news media. The condition of apartment you visit may be, by the standards of your previous town, putrid and fetid. The pet rabbits in your old backyard lived in hutches far more pleasant than what you're visiting. All landlords do have to offer residences that meet a core set of habitability regulations. Your broker will show you only those that do so, to the best of his knowledge and belief. For him to show out-of- code properties puts him in the chain of liability in case of court intervention. The condition of the property is part of the legal concept of 'material fact' that the broker must be aware of. You'll likely get no offer of concessions to move into a property. In former eras, when supply exceded demand, landlords offered new kitchen and bath fixtures, new finishing, one or two month free rent, sports tickets, free hook-up to cable TV. These offers are in 2012 good and gone. What you see in the apartment is what you get, with rent starting by the first of the very next month. You'll have to accept without question the stipulated rent, unless the landlord indicates he'll negotiate it. Broker --- Get the services of a licenced real estate broker! Don't THINK of trying to home-hunt on your own. The broker may have sellers working with him. A real estate seller in New York State works under the supervision of a broker. Both are licenced for essentially the same level of service for renting apartments. You may work with either one. Usually you call on a broker at his office and he assigns your case to a seller. It really doesn't matter. One cruel feature in New York City that surprises newcomers is that YOU, the client, pay the broker's fee. In most parts of the country the landlord picks up this fee. You MUST be ready and able to pay the broker's fee, amounting to one to two month's rent for the apartment. One other peculiarity is that the fee is almost always paid in cash, not check! You hand the broker a couple thousand dollars in large bills. There are protocols about this practice that really shouldn't be challenged. On the other hand, if the broker allows payment by check, that's what you do. And yet another feature is that in New York City the broker is the agent of the landlord, NOT the client. The landlord applies at the broker to market his apartments. The broker then finds clients suitable for them. The clients are evaluated by the landlord, who has the ultimate say-so for your future residence in his property. Your broker, while licenced for the entire state of New York, will work a territory of certain districts around his office. Your choice of broker is governed by the general area of the City where you want, or will endure, to live. Preparation --------- Before setting out for the meeting at the broker's office or the apartment, have WITH YOU certain paperwork. Either the broker or the landlord will ask to see this, so you BETTER have them to hand. By 'with you' I mean on your person, in your shoulder bag, in your nearby car. It can not be papers you left at your temporary residence, in custody of family, not yet obtained. The set of papers you need is stipulated by the broker. Ask him long enough before your meeting to assemble the papers. Landlords and brokers are very unforgiving about lack of preparation. Even if it's accidental,they may figure you'll be forgetful or negligent about your residency in the property. Or perhaps you're trying to conceal some adverse status about yourself. Application --------- The broker will give you an application form to complete and return to him. This collects background information about you and is considered a deposition in the legal sense. Please do honest and complete in filling out this form! SIgn and date it, then make a copy for yourself. Only one form is needed for all the work you have with the broker. An other real estate firm will ask for its own application. The form will trigger you to run down missing or faulty details. Please make every effort to fill in all the blanks. If an item does not apply, mark it 'does not apply' or 'not applicable'. Don't leave it empty. The broker WILL inquire about skipped fields. Each landlord will ask for his own application. Do the fill-in as carefully and honestly as for the broker's form. Make sure the entries on both are consistent! Sign, date, and keep your copy. The broker's form will confirm to the current housing and civil rights laws and is revised to keep up with these laws. The landlord's form may be a holdover from an ancient era with nasty questions in it. Point these out to the broker. He will discuss them with the landlord. In most cases it's merely the use of an ediurnate form with no ill intent. The landlord after speaking with the broker may let you skip the improper questions. The landlord WILL spot check your entries! Any irregularities he finds may cost you the apartment. Appointments ---------- When your broker has a prospective apartment for you to inspect, he makes an appointment to visit it. One of the most crippling mistakes you can make is to treat the appointment as a discretional date or social meeting. It is a genuine business meeting! As such you BETTER keep the appointment, show up on time, have all your papers in order, have all the payments in hand. The days are long gone when the broker picked you up in his car at a central location, like a bus terminal. You must get to the meeting on your own. You may ask for travel directions when making the appointment. For a visit to several properties in one meeting, the broker may take you around in his car. He returns you to his office, from where you go home. This self-mobility is important because if you end up living in the instant apartment you have to travel to and from it on your own. Having trouble making the meeting due to travel impediments is one factor to consider in choosing the district to live in. If there is ANY difficulty or delay, CALL THE BROKER!! If you just skip the meeting or show up unduly late, you lost the apartment. Neither broker nor landlord will give you a second chance. Contact ----- Give the broker current correct contact for yourself. An ediurnate or dead contact can be fatal to your home-hunt. The contact is for YOU and not a friend or family who must then fetch you. You BETTER have mobile phone! If you do not have a regular cell phone, you may try a pay-as-you-go phone that you fill with call-time. These are sold in convenience and variety stores. To this you add a purchased code for a few hours of call-time. The phone number is assigned when activating the unit. You must make a deliberate note of it to give to the broker. The phone is good for other use, so you can keep it and add call-time as it runs low. When you get a missed call from the broker, CALL BACK SOONEST! He has to speak with you, kind of like right now. If you get an anserfone greeting, leave your first and last names, case or property name, and pertinent message. Do NOT let a missed call go by for days. When the broker finds you're not responding, he may discard your case and take a new client for the apartment. Competition --------- It may blow your mind to learn that the vacancy rate, the percent of apartments freed up for new residents, is about the lowest in the country. In early 2012 it declined to barely ONE PERCENT. There is too little supply of apartments for the rising demand for them. For each apartment there can be twenty applicants! That's why if you screw up on your preparation or deportment you'll fall by the wayside. The other clients will come forward in, yes, n hour. You must dress neatly, tho casual is fine. Keep clean personal hygiene. Speak clearly and calmly. Think on your feet. Be forward with intent to accept the unit, even if you are seeing others during your visit. Answer all questions completely. Offer to fill in missing data quickly. Be ready to visit units beyond your favored district. Money --- You may gag at the amount of money you'll bring to the broker's meeting. You need two blank checks from a US bank in US dollars. One you'll fill out for the first month's rent payable to the landlord. He'll instruct you on the items to enter. The second one is also for the landlord as the security deposit. This is equal to one month's rent. In theory you get this money back when you leave your apartment, provided there are no encumbrances against you. It's a nasty trick that tenants will skip paying the final month's rent and let the landlord keep the security money. This is in spite of probable increase in rent along the way. The third chunk of money is cash for the broker's fee, ranging from one to two months rent. Unless the broker lets the fee be paid by check, you BETTER have cold cash to hand over. Be VERY SURE the checks are backed by enough funds in your bank. Don't THINK of asking the landlord to wait for such-&-such days before banking the checks. The landlord WILL, regardless of what you suggest, visit his bank later in the day. A bounced check will bounce you out of the apartment. That's it. Do pay by ordinary bank check. NOT money orders, script, postage stamps, promissary letters, traveler's checks, coupons, vouchers, foreign currency, other funny finance instruments. Any thing that makes life tougher for the landlord will move him to reject you from his property. Be able to pay the rent by yourself or within the household that will live in the apartment. Offering a cosigner will fail you big time. Just don't offer a cosigned rent payment. Tip: don't ever BE a cosigner for an other tenant! You accept legal liability for the entire rent if the tenant skips payment. There is NO way, which the tenant may try on you. to get out of this obligation, You could spontaneously find a rent bill in your mail, plus a summons to show yp in court. And, no kidding, now you can't find your cosigned friend! Identification ------------- Have positive identification! For just about all newcomers this is your driving licence, being that in virtually every other place in the country you must drive a car to survive. If by your fate you do not have a driving licence, please have to hand a state-issued ID. This is commonly handled thru your home state's vehicle licence office and may be called a 'non-driving ID'. It's issued on the same terms and conditions as a driving licence but has no privilege to operate a motor vehicle. You may use your current and valid passport and an employment card or badge with photo on it and sufficient info to vouch for you. Income and credit --------------- You need proof of stable income, like recent paystub, statement for pension or annuity. Because so much banking is done digitally you may have to get these by request from your employer. For a new job that brings you to the City, have proof of this new job plus example material from your previous one. If you come to the City with a scratchy job history, you'll have a hell of a hard time obtaining an apartment thru a broker. You may have to take your chances with the self-hunt. You probably don't have your latest rating report from credit companies. Most of us discard them if there's nothing adverse in it. For your own sake you BETTER, BEFORE home-hunting, fix up bad credit. Pay off as very much of unpaid balance as you possibly can. Do this even if you must forgo current spending. Landlords WILL get a credit report on you. Don't hope he won't. He WILL. If it's in any way adverse, you lost the apartment. Residence a ------- Have proof of previous residence. Have addiurnate contact for your previous landlord. Have to hand sample recent rent statements showing that you did pay rent in full and on time, Current or recent utility statements, bank statements, other financial papers sent to you at your former address are also good evidence. Your voter registration notice is also good. If you're coming from a purchased home, have similar statements for the maintenance fees, mortgage, real estate taxes, assessments. Landlords will reject clients with spotty or erratic payment of previous rent or other obligated fees. He wants you to be punctual and compliant with his own payments. Household ------- Be honest with the number, ages, relations of all persons for your new home! Trying to hide extra people to sneak them into your home once you settle in is one good reason to get you evicted. There are ordinances for the maximum number of persons allowed for each size of apartment. Stay within the limit, or else. Leave children at home. Having kids along for a broker's meeting will distract you and present a very untidy view of you as a potential resident. Get sitting service for young children. Have the older ones mind the younger ones. Be prepared to make the yes/no choice for yourself. Don't hazard that you must discuss the apartment with far-away or absent persons. For a family household, just two principal people are enough for the apartment meeting. LIfestyle ------- The civil rights laws in New York State prohibit rejection solely on lifestyle considerations. Cohabitants, of any mix of human characteristic, are equally eligible for apartments. On the other hand, it is not at all necessary to elaborate on your lifestyle at the meeting. It's enough to note that your accompanying person will live with you in the unit. It's a personal matter, perhaps with prior legal advice, to include several of your new household on the lease. While this gives protection to all, it also obligates all to carry the full rent and other residence liabilities. Pets -- The general rule is 'NO PETS!'. This applies particularly to dogs because the landlord very likely had miserable experience with unruly dogs in his property. It's no use saying that YOUR dog is well-behaved and all that. If the property does not allow pets, pass it over. You could show your responsibility for harboring a dog with your dog-liability insurance, dog training certificate, other paperwork demonstrating your competence in petmanship. In New York City dogs must carry a licence and should wear the licence tag on its collar. A vet's tag is also a wise item to wear. For a dog required for medical or mental reasons, like a guide or companion dog, have papers proving this. No verbal assurance ia valid. Also have proof of fix/neuter if requested. The property may have facilities, like a dog run or kennel, for dogs. Offer to work with the facility as part of your residency and to pay any fees for its use. Pet facilities commonly need volunteer work from the tenants. Cats, in small numbers!, are generally allowed, but they better be fixed/neutered. Birds, hamsters, turtles, fish, other small animals maintained in cages are also generally allowed. Be mindful that there are many specific animals banned as pets in New York City. What ever you do, do not hide pets! You will not have them with you at the landlord meeting but don't THINK of sneaking them in when you take up residence. Even if pets are allowed the landlord must know about them up front. Decision ------ Be ready to make a firm choice after the meeting. The broker showed you a couple units and now wants to have your word. Each unit has plus and minus points. It may sound cruel to force a choice on the spot but with the housing market so bone-crushing tight in New York you BETTER be ready to say 'I'll take this one'. A common fatal error is to offer to discuss the choice with other family, absent at the time, and think it over for a few days. As reasonable as this is in other towns, where the landlord will bank the unit for you while you mull it over, this does not work in New York. This pressure to declare your choice is NOT a push to make you pay up but one that's imposed by the sheer imbalance of clients versus apartments. There are just too few units for the upswelling call for them. If you dilly-dally, the next client, coming later in the day!, may take the unit from behind your back. This is why it is crucial to have on you at the meeting the financial ability to cut the checks and hand over the cash. Saying that you'll come back next week with the money really means you are forfeiting the unit to the next client. Self-hunt -------- Can't you simply walk around your future nabe and spot 'for rent' signs on apartment buildings? Yes, you can. Lots of apartments are advertised by such signs or notices in the newspapers. One obvious, and stupendous, benefit of getting your apartment thru a self-hunt is that you save the broker's fee. This can be a couple thousand dollars, which I believe you have some other good use for. Walking the streets is a chore that demands time and effort and discipline. It also requires the street smarts to deal with landlords of all persuasion and demeanor. You have to shoehorn a self-hunt into your schedule of work or school. Assuming you see a 'for rent' sign, you inquire in the building lobby. An agent of the landlord, usually the building superintendent, handles your quest. In New York this fellow is routinely called just the 'super'. He often, not always, lives in the property. When the landlord owns several properties the super may circulate among them. You're told the super comes around on certain days. You come back when he's there. Dealing directly with the landlord robs you of all the legal and business protection of a broker. Because the law governing rental units in New York is so byzantine you just will not know them. You could negotiate your protections out from under you. There can be a good reason why the landlord bypassed the services of a state-licenced broker. His apartments could be out of code. The property could have unruly tenants. The property may have violations or claims against it, He may disregard assorted legal factors. Here's a very good reason for a landlord to do his own rental. After agreeing to the apartment and paying the first-month and security-deposit to the landlord or his on-premises agent, you get about moving in. You stop at the property to pick up the keys. The agent says you missed the final step in the renting process. He tells you to pay in cash one or two months of rent for some finagle cause, like in aid of upgrading. Until you pay up he holds back your keys. The super is quite nice about your case. You can come back an other time, because you for sure do not have that much cash on you at the instant. Take your time, a week or more. In the meantime you're paying rent into a unit you can't move into! This is a fair-housing violation but it is common in self-hunt situations. It is glatt graft called 'key money'. The use of the broker is the wisest strategy. He knows the property and checks for gross defects in the apartment. He also knows the rules and regulations to protect your interests. And he did the legwork to assemble a roster of actually available units. His fee may seem a horrible expense, but in the long run it's the sanest and safest payment in your hunt for an apartment. Undisreables ---------- The landlord's agent sizes you up and slants his dealing accordingly. There are many, I mean MANY, tricks he can play with you to weed out what he considers undesireable. I note only a few here. The agent claims the apartment is already taken but he didn't yet take the sign down. You have utterly no way to know if this is true. You accept that the apartment is no longer available. He quotes a rent he thinks you likely can not afford. You leave. If by queer chance you agree to the inflated rent, he'll probably take you in for the increased income. He notes some character about you like pets or children or large household. He explains that the landlord doesn't accept that feature from new tenants. He can screen for people of a desired social or national sector, like Inuits or Cherokees. The agent speaks to you in that language, expecting you to dialog fluently with him. If you can't, he explains that he doesn't understand you and waves you away. Accommodations ------------ New York State and particularly New York City are tough on looking after persons with disabilities. We enforce ADA to the max. Please discuss with the broker special needs for your disabilities. He'll then select apartments most accommodating for them. The landlord does not have to rebuild an apartment just to fit you into it. He should make simple reasonable changes but you are moving into the unit as a free-standing independent person. If you really need extensive features and services for your handicap, do consider housing built and managed for that purpose. The broker will send you to a public agency that deals with this housing. There are more and more apartment buildings with entrance ramps. While intended for wheelchairs and other mobility devices, you may use them for shopping carts and furniture delivery. An apartment recently repaired may have ADA-compliant fixtures. These include sinks with open underbelly, lever-style door handles, handholds in the bathroom, level door sills, spring-loaded faucets. If you have children in your unit up to, I think, six years old, every window must have a gate to prevent falls. Ask about this! During the occasional fire inspection, the fire agent WILL look for these gates and cite the landlord if they are missing or broken. Be SURE you know how to operate the gate in emergency. Have the key or tool nearby out of sight but within ready reach. The fire agent may ask you to operate the gate in his presence to be sure it works. You absolutely need a safety or security gate, with no children, on windows fronting a street, fire escape, patio, other area where an intruder can break into your unit. Discouraging a burglar by a locked gate is essential for peaceful living. Where the property is in one of the City's 'lead belts' ask the broker to get the landlord to remove lead-filled paint from the unit. Special concerns are areas where children can chew on, like window sills, baseboards, door frames. Water conservation is a major effort in New York. The unit should have moderated flow in showers and toilets. For tank toilets, there should be a low-volume flusher or, yes!, a couple bricks laid inside the tank to reduce its capacity. Utilities ------- Every dwelling unit provides water at all times as part of the rent. This is the age-old mandate that the City's supply of water is available to every one as a human right. All other utilities are provided within the rent only according as the construction and operation of the property. Utilities fitted in the apartment may have individual billing. You MUST ask which utilities come with the rent in order to properly budget for housing expenses. When hot water and heat is included in the rent, hot water must be available at all times and heating at least in the heating season. The heating season is, roughly as at mid 2012, October thru March each year. Outside of these months heat comes from the landlord's heart. Individual heating is usually thru gas or electric meters attached to the apartment. You can have heat any time you need but it's on your nickel. You could suffer amazingly high utility bills for excessive use, like it may be for medical reasons. Some properties may advertise 'all utilities included'. This means there is no individual metering for gas and electric. The landlord pays a consolidated bill for the property and assesses a rent that covers it. As far as I know, steam utility is offered only on Manhattan, altho some boiler houses are in Brooklyn and Queens. Larger properties were required decades ago to configure electric for individual metering. The meters are typicly on a panel in the cellar. You should know where they are to do a spot check on your electric bill. Nasty tenants can jumper their wires onto your meter. The property may be 'ready' for certain other services, like cable TV or Internet hotspots. The landlord may pick up the hook-up or initiation cost but this is increasingly rare in 2012. You call for the hook-up and pay the service company directly. Utility costs in New York are, uh, high. You can govern the expense by prudent use of the energy. Change incandescent light bulbs to the newer high-efficiency bulbs. Look for the 'energy star' label on new electric devices. Put room AC units and television on timers. Over the last generation the cost of energy shifted more to the consumer to better clue him to the true social and nature impact of providing the energy to him. 5-cent/kwh is good and gone for ever. In New York City the local electric company, Consolidated Edison Company, no longer produces its own electric. It buys electric from other producers and delivers it to you. Your bill has one portion for Con Edison's purchased energy and one for its delivery service. You may choose your producer of electric such as renewable sources or a source near your old hometown. Con Edison's customer office will explain how to do this. Air condition may be centrally provided thru gratings in the floor or wall. The service is built into your rent and is available at all times. AC from window or rolling units are on your nickel thru the electric bill. With the rise in weather temperature due to global warming trend, winters in New York City are increasingly milder and summers more torrid. There may be in the coming decades a mass shift of energy use from winter heating to summer cooling. This will show up in your utility costs. Some properties promote WiFi service. This may be free or billed as an extra option. Altho wireless Internet works fabulously, when it does work!, there will be times when the signal fades or distorts. You lose connection for periods of seconds to hours. It depends on factors like where in the circuit cabinet the squirrel is sleeping, where around the celestial pole Polaris sits, currents and tides, texture of solar halos, size and density of snowflakes, to name just a few.. Laundry service ------------- One really handy utility is a hook-up for dish/clothes washer. That makes it vastly easier to attach your machine than to have new plumbing installed. The apartment could already have the machines. Ask if they are landlord property or left behind by the previous tenant. This is important to assign repair or replace costs. Same inquiry applies to other devices in the apartment. Many properties have clothes washers in a common section like the cellar. Almost all are coin-op. You must stay in attendance during the washing to avoid silly disputes about machine use and clothes mixups. The busier districts have commercial laundry stores. They are either coin-op self-service or drop-off service. The latter is by far the preferred service for time-squeezed tenants. 'Wash-&-fold' is quite adequate for routine laundry, reserving deeper cleaning for special instances. Pricing is by the weight of your laundry according to the store's scale. These are not calibrated as far as I ever knew. After a while you'll learn that such-&-such a sack for your laundry holds clothes to fit within the weight for one full load. By the way, we no longer call the laundry store the 'chink's'. They are now run by people of many nationalities.. House rules --------- Because you are occupying the property of the landlord, the landlord may impose house rules. These may startle you if in tour former town you lived in a private house. Examples of rules, some banking of municipal ordinance, are: * No open fires, such as barbecues, on the patio or terrace * Keep stairway doors closed, not propped open for convenience * Have rubber or other non-scratching wheels on wagons, strollers, shopping cart * Wrap discarded holiday plants, like Christmas trees, to prevent shedding leaves in the halls and lobby * Remove outdoor furniture when not in actual use * Keep children under direct supervision within the property * Set up a bond for certain kinds of pet dog * Put down rugs or carpets on bare floors * No decorations on the unit's door * Keep music and other noise to moderated level * Make no holes in walls, like to hang pictures or shelfs These are only examples. The lease may have house rules but there could be others not listed. The landlord may post them in a public area of give you a separate flyer about them. Mail service ---------- Smaller properties have mailboxes for each unit, usually in an alcove on the ground floor. Others have a service desk to collect mail, which is then alerted to you on inquiry. For a big package, it's well to give the service agent a small tip for carrying it to your apartment or minding it for you. The mailboxes are likely only large enough for a few letter envelopes. Magazines, catalogs, other larger items could be squished into the box, where they get mutilated. There may be a table or shelf for these, mixed up with material for other tenants. Please respect the privacy of other people's mail! It can happen that the mailboxes are compromised by theft or tampering. This may force you to have mail sent to an off-site address, like your workplace or a postal service store. Recyclables --------- New York City has the nation's largest and most successful recycling program. We reclaim about 40% of our daily refuse, which is sold for a healthy income to the City. For this program to work properly you must mind the rules for packaging your refuse. There should be posters near the tip showing the items to recycle. Please study them. Also speak with the agent on premises, usually the super. Regular refuse, not recyclables, go into the tip, where in the cellar it is compacted and bagged for collection. You may discard your refuse continuously and it is held until the weekly collection day for the whole property. In general, altho the rules change every so often, you must package your recyclables in clear or blue bags. The bags are placed in designated spots in the hall. It may not be at the tip itself. Bulk recyclables like newspapers and cardboard may be tied with string -- not rubber or other elastic bands -- and placed at the place designated for them. The landlord advises which is the recycle collection day. You may place the recyclables out on the previous evening. Some buildings allow continuous placement of recyclablee. They are cleared away on the collection day once per week. The landlord may take pictures of your recycle bags! He does this in case he, as property owner, gets a violation for wrong packaging of recyclablees. He'll send The Boys to discuss the matter with you and perhaps get a reimbursement for the violation fine. In newer leases, failure to adhaere to the recycling program is grounds for eviction. Fire safety --------- One extremely peculiar omission from the usual slate of house rules relates to fire safety. Unlike commercial properties, housing properties in New York City are not required to practice for incidence of fire. There are NO fire exercises, instructions for evacuation, on- site fire brigade, sprinklers, alarm boxes. You BETTER on your own practice fire safety before a fire hits. Some factors to consider are: * Know the location of the stairs, alarm box, fire escapes * Practice walking to them with eyes closed to simulate smoke in the air * Install smoke detectors in the apartment if there are none provided * Have at ready simple clothes for evacuation during sleep * Have at ready a winter coat for cold weather escape * Keep firearms locked in cabinets accessible only to those licenced to handle them * Discuss with local fire barracks how to handle invalids in your household * Dispose of excess flammables like cleaning fluids, hobby chemicals, oils and grease, paint, newspapers * Keep a mobile phone to hand, well charged and loaded with call- time * Learn to operate the window gate with eyes closed to mimic smoky ai * Designate a place at least 50 meters away from the property for your household to gather after evacuation * Teach your children safety for electric devices, stove, wires, open flames When a fire hits, engage your own street smarts in absence of training from the landlord. Call '911' from your mobile phone and speak clearly and calmly. Answer the agent's questions completely. Trip the fire alarm. Turn off gas to stove and oven. Turn off water at all faucets. Electric may cut out and wired phones may die. Do not try to protect yourself in the shower! The water will quickly heat up and scald you. Do not hide in a closet! Smoke will quickly suffocate you. Open windows to vent heat and smoke and to let rescuers see you. Take with you only your household and maybe a small pet, leaving all else behind. Close your apartment door when every one is safely out. Walk, not run!, down the stairs to the street. Do not ride the elevator! They may be sent to the ground floor and locked for fire department use. In smoke, crawl on the floor. Descend stairs by crawling backwards. Stay out of the building after leaving it! Obey orders from fire and police agents. Stay clear of fire respondent's work. Older buildings can be hideously incinerable, spreading a small fire thruout its volume within minutes. Older properties have exterior fire escapes with decks at each apartment. NEVER obstruct the deck with furniture, planters, fences! Tenants must have a free and clear passage to the street. Newer structures are fire-resistant, allowing a relaxed exit. The landlord or fire department may instruct you to shift only a couple floors away from the fire, not go all the way to the street. You wait in the hallway there for the all-clear sign. You may be told to stay in your apartment with irs door closed for a fire on an other floor. The concrete and steel around you may hold off the fire until you are rescued of the fire is abated. In such case keep the exterior door closed and then stay by open windows for air and visibility to the fire respondents. Escape rope --------- If you are four floors or less from the street, consider having an 'escape rope', a strong rope tied to a radiator or large heavy furniture near a street-facing window. Marine quality rope for mooring boats is good. Tie knots in it every half meter or so. It must reach to the street. The last knot at the end is larger one. To escape, climb out of the window and chuck your feet on the knots. Ratchet down, knot bu knot, until you feel the larger one at the end. Then step to the street. Only ONE person must be on the rope at a time. Need less to say this tactic is for the able-bodied household. Transport ------- The closer you are to a subway station the better off you are for general getting around. A reasonable alternative is a place near strong bus service that goes to the City or to the subways. In certain outlying areas, the bus service falls off drasticly in the midnight to owl hours and may be off-duty on weekends. The outer sections of the city may have interboro or express buses that run to Manhattan. They are usually rush-hour services with extra buses in early night. They cost about twice the base transit fare. Note well that 'subway' refers to ANY part of the rapid transit network, regardless of structure. About 150 kilometers of route are open-air or above ground on trestles or overpasses. These are the 'els' of song and story. Living close to one of these sections can fill your apartment with noise, flashes (electric sparking), vibration (trains are massive). Subways run 24/7, but the specific service at your station may shift over the hours. Often an express route is off-duty at night, leaving only local service. Trains come at least every twenty minutes, even in the deep depths of night. Some subway lines are taken off-duty at night for maintenance from time to time. Keep up with service changes by Internet or posters and flyers at stations and on trains. There are programs for mobile phones that alert you to station closures and service disruptions. A major transport facility in New York is 'car service'. This operates much like a taxi service else where. You call an office and request a pickup for a date and hour. If you're returning from the dropoff location by a round trip, arrange that with the pickup. Some car service have such frequent runs that you may be advised to call for a new pickup for the return trip. Fares are by zones mapped out by each service and range from $8 to $20. This range is for local travel in your or adjacent district. Longer rides between boros can be many tens of dollars. These rates are about what a taxi would charge but in the outer boros there are NO REGULATION YELLOW MEDALLION TAXIS! They huddle at the airports or cruise Manhattan streets. Personal car ---------- On the whole the closer to Manhattan you live the worse it is for you to maintain your own car. Transit is really far better for getting around and there are institutional impediments against cars. Expect absence of free and convenient parking, expensive and remote garaging service, chance of vandalism and theft on street, traffic congestion and disruptions, high fuel costs, high insurance rates, abusive car repair shops. In the middle of the other boros a car is a welcome accessory. Running costs are a bit lower, traffic is looser, parking is in or near the property. In the outer sections you probably better have a car since transit is thinner out there and your travel patterns may not align with the transit corridors. If keeping your car is really necessary, ask the broker to show you properties with safe garaging. You may have to pay a supplement above your rent, which can be hundred dollars per month. The garaging may be within the premises or at a nearby facility. A bizarre practice in New York actually forces you to drive your car almost every day! This is 'alternate side parking', ASP, It clears one side of the street each day for sweeping. You MUST get your car out of that side before early morning, else get ticketed. The days and hours are posted on signs along the curb. ASP works, sort of, for multiperson households. One person tends to the car while others sets up breakfast and other activities of the day. A single-person household may become overwhelmed by ASP and suffer many parking violations. If you dispose of your car you better keep your driving licence. Transfer it to New York State at a motor vehicle buro. It is valid personal ID and it's required when renting a car. Shopping ------ The dispersal of residences thruout the City allowed for shopping, home support services, businesses to be spread out. They cluster around the centers of the legacy towns and along busier streets. The dispersion of shopping lets you walk to stores for your local needs within a half kilometer. Going to a shopping district is reserved for special needs. An common arrangement is to reserve the lower floors of apartment houses for stores with the dwellings in the higher floors. In this case you should note what kinds of store are under your prospective apartment. Some businesses generate noise, odor, fumes, dust, other irritation. Examples include a discoteque, car repair, paint and varnish shop, rug cleaning, chicken farm, saloon, kiddie camp, wood and metal working, grease reclamation, truck stop, fast-food dump. Shopping carts and baby strollers are permitted on buses and trains, as long as you keep them under control and out of way of other riders. The larger subway stations have elevators or escalators and the new fleet of buses have low-level floors. You can shop at a remote store and return by transit. You may have to do this because most stores have NO facility for cars! Only in the outlying sections are there parking lots, often shared by several stores. The lack of car facility may cause you to do 'radial shopping', going to one set of stores along a bus route on one day and to an other set on other routes on other days. Eating ---- Regardless of how well equipped your kitchen is, you'll find your self eating on the go frequently. At first this may sound terribly expensive, but with care and horse-trading among eateries you can keep within a sensible food budget. You should be familiar with eating places around you, like near the transit stop when coming home and when stepping out for a walk on weekends. You'll stock up with easily prepared foods and definitely have a microwave unit. Cooking on stove or in oven makes no economic or social sense for routine self-made meals for a one- or two- person household. You'll fritter away huge numbers of hours per week in the preparation, cooking, cleanup. . Check in the property's mail room or lobby for packs of shopping advertisements. They commonly include coupons for many fast-food outlets and grocery stores. Horse-trading among the coupons can save you a fabulous amount of money. You may eat and drink on transit, a common practice in commutes. Please be neat, avoid spills and mess, leave other riders alone, dispose of trash in designation bins. The transit agencies do impose severe penalties for abusing the eat/drink rules. Conclusion -------- Welcome to New York! It is GOING to be a rugged row to hoe in getting your apartment here, orders tougher than in your former town. Supply is scarce, rents are, ahem, astronomical, conditions may be cruddy, landlords can be miserable ilk. Stick it out, eat and sleep sensibly, push naivity out the window, engage a competent broker, think on your feet, you will do very well here. And when you do, you can write your ticket to any where else/87/.